Terms of Service

1. Acceptance of Terms

Welcome to Toolscal. By accessing or using our website at toolscal.com (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

We reserve the right to modify these Terms at any time. Your continued use of the Service after changes are posted constitutes your acceptance of the modified Terms.

2. Description of Service

Toolscal provides:

• Free Online Tools: Text tools, generators, converters, and utilities
• Calculators: Financial, unit, health, and general-purpose calculators
• Personal Trackers: Expense, habit, task, and health tracking tools
• India-Specific Tools: GST, EMI, tax calculators, and local utilities
• Optional User Accounts: For syncing tracker data across devices

Most tools work without registration. Account creation is optional and only required if you want to save tracker data to our servers.

3. User Accounts

3.1 Account Creation

When creating an account, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security of your password
• Accept all responsibility for activity under your account
• Notify us immediately of any unauthorized use

3.2 Account Termination

We reserve the right to suspend or terminate your account if you violate these Terms or engage in fraudulent, abusive, or illegal activity. You may delete your account at any time through the account settings or by contacting us.

4. "As-Is" Service Disclaimer

5. No Guarantees of Accuracy

While we strive for accuracy, we make no guarantees regarding:

• Calculator Results: All calculations should be independently verified
• Financial Tools: Results are estimates only, not financial advice
• Tax Calculators: For informational purposes; consult a tax professional
• Health Trackers: Not a substitute for professional medical advice
• Uptime Monitor: Basic monitoring, not professional-grade reliability

Always verify critical calculations and consult appropriate professionals for important decisions.

6. User Responsibilities

You agree to:

• Use the Service only for lawful purposes
• Not attempt to gain unauthorized access to any part of the Service
• Not transmit viruses, malware, or harmful code
• Not interfere with or disrupt the Service or servers
• Not use the Service to violate any laws or regulations
• Not scrape, crawl, or harvest content without permission
• Not impersonate any person or entity
• Take full responsibility for data entered into tools and trackers

7. Tracker Usage & Data Responsibility

8. Intellectual Property

The Service and its original content, features, and functionality are owned by Toolscal and are protected by international copyright, trademark, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our Service without our explicit written permission.

9. User-Generated Content

For any content you submit (e.g., contact form messages):

• You retain ownership of your content
• You grant us a license to use it for providing the Service
• You warrant that you have the right to submit the content
• You are responsible for the content you submit

10. Limitation of Liability

11. Indemnification

You agree to indemnify and hold harmless Toolscal and its affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any rights of another party
• Any content you submit or generate using the Service

12. Third-Party Links and Services

Our Service may contain links to third-party websites or services. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. You acknowledge and agree that Toolscal shall not be liable for any damage or loss caused by use of such content or services.

13. Advertising

We display advertisements through Google AdSense. By using our Service, you acknowledge that:

• Ads are served by third parties
• Advertisers may use cookies and tracking technologies
• We do not endorse advertised products or services
• Ad content is the responsibility of advertisers
• You interact with ads at your own risk

14. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason, including but not limited to:

• Breach of these Terms
• Fraudulent or illegal activity
• Abuse of the Service
• At our sole discretion

Upon termination, your right to use the Service will cease immediately. All provisions of these Terms that should survive termination shall survive.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of competent jurisdiction.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

17. Entire Agreement

These Terms constitute the entire agreement between you and Toolscal regarding the Service and supersede all prior agreements and understandings, whether written or oral.

18. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. Your continued use of the Service after changes are posted constitutes acceptance of those changes.

19. Contact Us