Disclaimer

⚠️ IMPORTANT - PLEASE READ CAREFULLY

Last Updated: December 28, 2025

1. General Disclaimer

The information provided by Toolscal ("we," "us," or "our") on toolscal.com is for general informational purposes only. All information on the Site and our tools are provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.

UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE. YOUR USE OF THE SITE AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE IS SOLELY AT YOUR OWN RISK.

2. Not Professional Advice

The Site and our tools DO NOT provide professional advice of any kind:

❌ Not Financial Advice

Our financial calculators (GST, EMI, SIP, tax, etc.) are for estimation purposes only. They do not constitute financial, investment, or tax advice. Always consult with a qualified financial advisor or tax professional before making financial decisions.

❌ Not Legal Advice

Nothing on this website constitutes legal advice. Do not rely on our tools or information for legal matters. Consult a qualified attorney for legal questions.

❌ Not Medical Advice

Health-related calculators and trackers (BMI, calorie, water intake, period tracker, etc.) are for informational purposes only. They are NOT a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or qualified health provider with any questions you may have regarding a medical condition.

❌ Not Professional Consulting

Our tools should not replace professional services in any field. They are utilities meant to assist, not replace, professional judgment.

3. Accuracy of Calculators & Tools

While we strive for accuracy, we make NO GUARANTEES regarding:

  • Calculation Accuracy: Mathematical calculations may contain errors or inaccuracies
  • Up-to-date Information: Tax rates, regulations, and formulas may change
  • Completeness: Calculators may not account for all variables or edge cases
  • Suitability: Tools may not be suitable for your specific situation
  • Currency Values: Exchange rates and financial data may be outdated
  • Regional Accuracy: Local laws and regulations may differ from calculations

⚠️ ALWAYS VERIFY CRITICAL CALCULATIONS INDEPENDENTLY BEFORE MAKING DECISIONS

4. Tracker Data Disclaimer

Our personal trackers (expense, habit, task, water, study, workout, period, uptime) are provided for personal organization purposes only:

  • We are not responsible for data loss (always back up important data)
  • Tracker suggestions and predictions are estimates, not guarantees
  • Health trackers are not medical devices or diagnostic tools
  • Financial trackers do not constitute financial advice
  • Uptime monitoring is basic and not professional-grade

5. Third-Party Content & Links

Our Site may contain links to third-party websites or services. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We do not warrant the offerings of any of these entities/individuals or their websites.

YOU ACKNOWLEDGE AND AGREE THAT WE SHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY DAMAGE OR LOSS CAUSED BY USE OF OR RELIANCE ON ANY SUCH CONTENT, GOODS, OR SERVICES AVAILABLE ON OR THROUGH ANY SUCH THIRD-PARTY SITES OR SERVICES.

6. External API & Data Disclaimer

Some tools use external APIs for real-time data (weather, AQI, IFSC codes, PIN codes, etc.):

  • We rely on third-party data providers
  • Data may be inaccurate, outdated, or unavailable
  • APIs may experience downtime or errors
  • We are not responsible for third-party data accuracy
  • Real-time data may have delays

7. India-Specific Tools

For India-specific tools (GST, EMI, tax calculators, IFSC lookup, GRAP status):

  • Tax rates and regulations change frequently—verify current rates
  • Calculations are estimates based on general formulas
  • Individual circumstances may affect actual amounts
  • Always consult with Indian tax professionals for tax matters
  • Banking information should be verified with official sources

8. No Warranty

THE SITE AND ALL TOOLS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS.

WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

  • Implied warranties of merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy or reliability
  • Availability or uptime
  • Freedom from errors, viruses, or harmful components

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL TOOLSCAL BE LIABLE FOR ANY DAMAGES INCLUDING:

  • Direct, indirect, incidental, or consequential damages
  • Loss of profits, revenue, data, or business opportunities
  • Personal injury or property damage
  • Financial losses from calculator use
  • Medical complications from health tracker use
  • Any other losses resulting from Site use

Some jurisdictions do not allow limitation of implied warranties or liability for incidental damages, so these limitations may not apply to you.

10. Your Responsibility

YOU ARE SOLELY RESPONSIBLE FOR:

  • Verifying all calculations and results
  • Consulting with appropriate professionals when needed
  • Making informed decisions based on professional advice
  • Understanding the limitations of our tools
  • Backing up important data
  • Complying with applicable laws and regulations
  • Using tools appropriately and responsibly

11. Changes to Disclaimer

We reserve the right to update this Disclaimer at any time. Changes will be effective immediately upon posting. Your continued use of the Site following any changes constitutes acceptance of those changes.

12. Contact

If you have questions about this Disclaimer, please contact us at our contact page.

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