Is Today a Bank Holiday?
Bank holidays in India vary by state, RBI schedule, and local observances. Banks are closed on Sundays, 2nd & 4th Saturdays, and public holidays. Check your state's bank holiday status below.
Check Bank Holiday Status by State
View RBI bank holiday calendar including national holidays, state festivals, and weekend closures
🏦Open Bank Holiday Checker📋Types of Bank Holidays in India
1. RBI National Holidays
National holidays are observed by all banks across India, as declared by the Reserve Bank of India. These include Republic Day (January 26), Independence Day (August 15), Gandhi Jayanti (October 2), and major festivals like Diwali, Holi, Eid, and Christmas. All scheduled commercial banks, both public and private sector, are closed on these days throughout the country.
2. State-Specific Holidays
State-specific bank holidays vary based on regional festivals and cultural observances. For example, Maharashtra observes Gudi Padwa and Ganesh Chaturthi, Tamil Nadu celebrates Pongal, West Bengal observes Durga Puja, Kerala has Onam, and Punjab celebrates Baisakhi. The RBI publishes separate holiday calendars for each state, combining both national and regional holidays applicable to banks in that state.
3. Regional Observances
Regional observances include local festivals, guru pujas, and community celebrations that are observed in specific districts or cities. These holidays are declared by state governments and may apply only to certain regions within a state. For instance, Rath Yatra in Odisha and parts of Gujarat, Bihu in Assam, or local harvest festivals in different states. Banks follow these regional holidays as per RBI guidelines for that particular area.
4. Emergency Closures
Banks may be closed unexpectedly due to emergency situations like natural disasters (floods, cyclones, earthquakes), severe weather conditions, strikes or bandhs, law and order situations, or government-declared emergencies. These closures are announced with short notice by state governments or local authorities. During such emergencies, online banking and ATM services typically remain operational, though physical branches may be closed for safety reasons.
5. Weekend Closures
Banks in India follow a standard weekend schedule: closed every Sunday and on the 2nd and 4th Saturday of each month. The 1st, 3rd, and (if applicable) 5th Saturday are working days. This schedule is uniform across all banks in India and applies to both public and private sector banks. However, ATMs, internet banking, mobile banking, and UPI services remain available 24/7, including weekends.
❓Frequently Asked Questions
Are all banks closed today?
Whether banks are closed today depends on the day of the week and RBI holiday calendar. Banks in India are closed on Sundays, 2nd and 4th Saturdays of every month, and on public holidays declared by the Reserve Bank of India. These holidays include national holidays like Republic Day, Independence Day, Gandhi Jayanti, and state-specific festivals. Use our Bank Holiday Checker tool below to see today's status for your state.
Do private banks follow the same holidays as government banks?
Yes, both public sector banks (like SBI, PNB, Bank of Baroda) and private banks (like HDFC Bank, ICICI Bank, Axis Bank) follow the same RBI holiday calendar. The Reserve Bank of India declares bank holidays under the Negotiable Instruments Act, which applies to all scheduled commercial banks in India. However, ATM services, internet banking, and mobile banking remain operational 24/7 even on bank holidays.
Are online banking services affected on bank holidays?
No, online banking services are NOT affected by bank holidays. Internet banking, mobile banking apps, UPI payments, NEFT/RTGS transfers, ATM withdrawals, and other digital banking services remain available 24/7, including Sundays and public holidays. Only physical bank branches are closed on holidays. You can continue doing most banking transactions online without any interruption.
Where to check official bank holiday list?
To check the official bank holiday list, visit: (1) Reserve Bank of India official website (www.rbi.org.in) for the annual holiday calendar, (2) Your bank's official website for branch-specific holidays, (3) State government portals for state-specific bank holidays, (4) Bank branch notice boards for local holiday announcements. The RBI releases a comprehensive holiday calendar every year covering all national and regional bank holidays across India.
Do bank holidays vary by state?
Yes, bank holidays vary by state in India. While national holidays like Republic Day, Independence Day, and Gandhi Jayanti are observed by all banks across India, regional holidays differ based on state festivals and local observances. For example, Maharashtra observes Gudi Padwa, Tamil Nadu observes Pongal, West Bengal observes Durga Puja, and Gujarat observes Rath Yatra. The RBI publishes separate holiday calendars for each state showing both national and state-specific bank holidays.
⚠️Important Disclaimer
Based on RBI and State Information: This tool provides informational guidance about bank holidays in India based on RBI holiday calendars and publicly available state government notifications. It is not an official RBI or banking service and does not have real-time access to all emergency closures or last-minute changes.
Always Confirm with Your Bank: Bank holiday status and branch timing may vary based on location, bank policy, and unforeseen circumstances. For confirmed information, especially regarding emergency closures, branch-specific timings, or important transactions, please verify directly with:
- Your bank branch by phone or official website
- Reserve Bank of India official holiday calendar (www.rbi.org.in)
- Your bank's mobile app or customer service
- State government official notifications for regional holidays
Online Banking Always Available: Even when physical branches are closed, digital banking services like internet banking, mobile banking, UPI, NEFT/RTGS, ATMs, and other online services remain operational 24/7. You can continue most banking transactions online during holidays.
State-Wise Variations: Bank holidays vary significantly between states due to regional festivals and local observances. A holiday in one state may be a working day in another. Always check the holiday calendar specific to your state and branch location.